Payment Plans:

Orthodontic treatment is a lifetime investment that produces a beautiful smile, a functional bite, and jaws that are properly aligned. There are many options for making this investment affordable. We can work out financial arrangements for your treatment that will fit your financial situation. The first option, which is used by most of our patients, involves an initial fee of approximately one third of the total balance, the remainder of which is divided into monthly payments spread over the duration of treatment time with no financing fees. We are happy to work with you to make the initial and monthly fees affordable. A second option is to have the treatment fee divided into equal monthly payments with no large initial fee. Our office is glad to discuss other payment options as well.

Some people prefer to pay in full at the beginning of Phase II or Comprehensive treatment and receive a 6% administrative adjustment deducted from the total fee if paid in cash. A 3% administrative adjustment will be deducted from the total fee if paid with a credit card. This option can also offer a significant tax advantage at tax time.

Financing is available through CapitalOne Health Care Finance. More information on CapitalOne finance plans is available here.

Over the years we have also offered individuals information about obtaining a loan such as ‘Loan by Phone’ offered by Wells Fargo Bank. There are also national programs, including Orthodontic Fee Plan, which offer flexible payment terms, no down payment and a significant tax advantage. Finally, our office accepts Visa and MasterCard for your convenience.

 

Insurance Information:

We will provide you with special orthodontic claim forms for you to submit to insurance each time you pay Dr. Symonds. We do not directly bill your insurance company. However, we will help you find out from your insurance company what orthodontic coverage you may have and will give you all the information you need to ensure you get all of the insurance money due you. If you need pre-authorization before treatment starts, we will be glad to provide one for you to send to your insurance carrier.

Unlike general dental care, orthodontics is long-term treatment. Reimbursement from your insurance company will also be long-term. Their reimbursement will not always coincide with your monthly payments to our office. Therefore, you must be prepared to make all payments directly to our office. Any reimbursements from your insurance company are paid directly to you.

If you have any questions about financial arrangements for your orthodontic treatment, just call our office at 349-1951 or send us an email.